What Is Mortgage Renewals?

When your mortgage term comes to an end, you’ll need to renew — but that doesn’t mean you should accept the first offer your lender gives. Mortgage renewal is a prime opportunity to renegotiate your rate, switch lenders, or adjust your payment structure to better fit your life.


Many Canadians renew without exploring their options and end up paying thousands more than they need to. We help you change that.

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How It Helps You

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Get a Better Rate

Shop the market for lower interest rates that save you money.

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Update Terms

Shorten or extend your mortgage term to match your evolving goals.

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Switch Lenders Seamlessly

We’ll handle the paperwork and guide you through switching if there’s a better offer elsewhere.

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Access Equity

Use your renewal as a chance to refinance and access cash if needed.

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Why Choose Mortgage Renewals?

Let’s See How We Can Help You Today

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