revolutionizing the way Canadians approach mortgages with AI-driven insights and human-first service for a better tomorrow.
High-interest credit cards, loan payments, and late fees are leaving Canadians feeling stuck. If you’re overwhelmed, behind on bills, or about to sign a consumer proposal, know this: you may not have to. Your home equity could be the key to getting your life back.
Every plan is built around your specific needs and goals.
Every plan is built around your specific needs and goals.
Our team is FSRA-regulated with deep experience in debt, mortgages, and real estate.
Our team is FSRA-regulated with deep experience in debt, mortgages, and real estate.
We combine intelligent technology with personal support every step of the way.
We combine intelligent technology with personal support every step of the way.
We streamline the paperwork, simplify the process, and help you feel confident about your future.
We streamline the paperwork, simplify the process, and help you feel confident about your future.
Borrowing Amount
Loan – to – Value (LTV)
LTV shows how much you’ll owe on your home including this new loan compared to what it’s worth.
Your LTV is 0%. This is a strong position — you may qualify for preferred interest rates.









Jason M.
Mississauga
They helped me breathe again.
“I was juggling over $60K in credit card and loan debt, and it felt like I was drowning every month. Mark and the team at Mortgage Brain restructured everything into my mortgage. One payment, half the stress, and I actually sleep at night. I wish I found them sooner.”
Trevor C.
Mississauga
Turned my property into a wealth-building machine.
“I owned a duplex but didn’t know how to leverage it properly. Mortgage Brain helped me refinance and pull equity to invest in a second rental. Now I’ve got cash flow and a plan for long-term wealth. These guys get it.”
Melissa T.
Ottawa
Simple, fast, and stress-free.
“I needed to consolidate my debts but didn’t want a long, painful process. Mortgage Brain made it ridiculously easy. Online docs, clear guidance, and everything wrapped up in a couple of weeks. Total pros.”
Priya R.
Brampton
Finally, someone who actually listens.
"I talked to a few brokers before, but it felt like they were just pushing products. Mortgage Brain took the time to understand what I really needed. They helped me use the equity in my home to set up a HELOC for my small business. Game changer."
Angela D.
Hamilton
From foreclosure to freedom.
"We were behind on our mortgage and terrified of losing our home. I was embarrassed to even ask for help. Mark made us feel human again. He explained our options, negotiated with the lender, and literally saved our house. "













It’s easier than you think! We help you use the value you’ve built in your home to pay off high-interest debts like credit cards or personal loans. Instead of juggling multiple payments, you’ll have one manageable, lower-interest payment, freeing up your time and money.
No problem! Bad credit doesn’t have to hold you back. Using your home equity means we focus on your property’s value, not just your credit score. Many of our clients with less-than-perfect credit have successfully consolidated their debts with us.
Yes! Whether you’re refinancing or taking out a Home Equity Line of Credit (HELOC), we work with your current mortgage to find the best solution for you. Our experts guide you through every step so you can relax.
Fast and hassle-free! From your first call to completing your debt solution, the process typically takes a few weeks. We handle all the details, so you can focus on what matters most—your financial freedom.
Just a few details! Share your home’s value, the amount left on your mortgage, and your contact information. Our team will take it from there, crafting a custom solution to simplify your finances
Get started with a free financial assessment today—no obligation, just solutions.