Welcome to Mortgage Brain
At Mortgage Brain, we are dedicated to empowering Canadians by providing expert mortgage solutions and financial guidance. Your trust is our priority, and we are committed to safeguarding your personal information while maintaining transparency about how your data is used. Below, you’ll find our Terms of Use and Privacy Policy, which govern your interactions with us and outline how we protect your data.
1. Your Privacy Matters
Mortgage Brain respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data in compliance with Canadian laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and Ontario’s regulatory requirements.
2. What Information We Collect
We collect personal and financial information to provide you with tailored mortgage solutions. This includes:
Contact Information: Name, email, phone number, and address.
Financial Data: Income details, property information, and credit-related data.
Website Data: Cookies, IP address, and site interaction information collected through tools like Google Analytics and Google Signals.
3. How We Use Your Information
Your information is used to:
Process mortgage inquiries and applications.Provide tailored communications via email, phone, and text with your explicit consent.Enhance marketing efforts, including advertisements personalized using Google Signals in compliance with Google’s Advertising Features Policy.Meet regulatory requirements under FSRA and Ontario’s Mortgage Brokerages, Lenders, and Administrators Act.
4. Protecting Your Information
We implement robust security measures, including encryption and secure storage, to protect your data. Mortgage Brain does not sell your personal information. We may share it with trusted third parties, such as lenders, to provide services, always under strict confidentiality agreements.
5. Your Rights
You have the right to:
Access and update your personal information.Withdraw consent for communications or data processing.Request deletion of your data unless required by law to retain it.
6. Contact Us
Questions about your data? Contact us at:
Email: info@mortgagebrain.ca
Phone: (289) 536-4311
1. Agreement to Terms
By using Mortgage Brain’s website or services, you agree to these terms. If you do not agree, please discontinue use immediately.
2. Using Our Services
Our services are designed to help you explore mortgage options, manage your finances, and connect with lenders. You agree to:
Use our services for lawful purposes.Provide accurate and truthful information during inquiries or applications.
3. Communication and Consent
By submitting your information, you consent to be contacted via email, phone, or text for service updates, offers, or important account notices. You may opt out of marketing communications at any time.
4. Intellectual Property
All website content, including logos, text, and graphics, is the exclusive property of Mortgage Brain. Unauthorized reproduction or distribution is prohibited.
5. Limitation of Liability
Mortgage Brain is not responsible for losses arising from inaccurate information provided by users or third-party actions beyond our control.
6. Updates to Terms
These terms may be updated periodically to reflect changes in regulations or services. Notice of updates will be posted on this page.
7. Compliance
Mortgage Brain operates in full compliance with Ontario’s Mortgage Brokerages, Lenders, and Administrators Act, the FSRA, and Canada’s Anti-Spam Legislation (CASL).
8. Governing Law
These terms are governed by the laws of Ontario, Canada. Disputes will be resolved in accordance with these laws.
By using this website or engaging with our services, you consent to the terms and practices outlined above. At Mortgage Brain, we strive to ensure your experience is not only seamless but also secure.
Last Updated: December 2024
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